Travel Protection - Hurricane Coverage - How Does It Work?

Q: When do hurricanes and tropical storms typically occur?
A: The official Atlantic hurricane season begins June 1 and continues through November 30, but it is possible for hurricanes to occur past the end of hurricane season. For more on hurricanes, visit the National Hurricane Center website at http://www.nhc.noaa.gov/index.shtml.

Q: How can Allianz travel insurance assist me during a hurricane?
A: Trip Cancellation and Interruption Coverage reimburses non-refundable, prepaid deposits if you have to cancel or interrupt your trip for covered reasons, including:

A natural disaster, such as a hurricane, that causes their airline, cruise line or tour operator to have a complete cessation of services for 24 or more consecutive hours
A covered travel delay that causes you to miss 50% of your trip
Your home is made uninhabitable by a natural disaster such as a hurricane
Your destination is made uninhabitable by a natural disaster such as a
hurricane

Travel Delay Coverage reimburses up to $150 per day per covered person for travel delays of six or more hours that are the result of a natural disaster such as a hurricane. Missed Connection Coverage reimburses up to $300 per person for reasonable transportation expenses and accommodations needed for your clients to reach your destination or cruise. The missed connection must be caused by the cancellation or delay of the airline flight, due to bad weather, for at least three hours, causing you to miss their cruise or connection.

You may also receive other benefits, such as:

Emergency Medical and Dental Coverage
Emergency Medical Evacuation
Delayed, Lost, Stolen or Damaged Baggage
Collision/Loss Damage to a Rental Car
Travel Accident Insurance

Benefits will be covered according to the terms of your Certificate of Insurance/Policy and Confirmation Letter. Please review these documents and carry them with you on your trip.

Q: When should I purchase Allianz coverage?
A: Comprehensive travel insurance policies can protect your family vacation investment, but like all types of insurance, you must buy it before the storm is a sure thing. You should purchase coverage when you book the trip. We suggest doing this for all trips regardless of the destination or the time of year you are traveling. Storm-related claims may only be valid if the policy was bought before the storm, hurricane, or associated warning is announced by the National Weather Service. Once warnings are issued, it is considered a "foreseeable event" and no longer eligible for coverage.

If you have more detailed questions, wish something explained further, or would like to purchase travel protection over the phone, please feel free to contact our office at 800-325-6708 or info@dehoneytravel.com.