Travel Protection - How do I know what travel protection plan to choose for my needs?
Trip Care Classic plans offer both the Comprehensive and Limited policies.
Remember, while you may be covered by your own personal health insurance plan, you will need to pay all costs up front for any treatment/medical expenses and/or hospital stay in most cases. Then you must file a claim with your health insurance company when you arrive back in the states for possible reimbursement. Remember also that Medicare does not cover outside the United States.
Comprehensive and Limited plans offer several of the same coverage items. However, Limited does not have any coverage for cancellation or trip interruption. Over 80% of all claims with Allianz are due to cancellation - so with that in mind, we highly recommend the Comprehensive Classic plan.
We have made available the coverage plans for your review. These are available on the main Travel Protection page as downloadable PDF files.
If you have more detailed questions, wish something explained further, or would like to purchase travel protection over the phone, please feel free to contact our office at 800-325-6708 or info@dehoneytravel.com.
